Calculators
Real Estate Assessment time 2012: Welcome to Spotsylvania!
Okay folks, its assessment time again in Spotsylvania county. I love my county, but sometimes I get confused by their reasoning. For example, our local real estate market has been in a downward slide for the past 4-5 years. We have lost at least 40% of our value from 2007. However, my county real estate assessment has increased by about 13.5%.
I know the assessors office has a huge workload and don't fault them for their errors. However, as the homeowner you have the right to appeal the value Read more [...]
Posted in Real Estate
Tagged 2012, appeal, assessment, assessor, home, price, Real Estate, sale, sales, spotsylvania, value
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Fredericksburg fresh and local fruits and vegetables: Farmers Markets
You might not know it to look at me, but I'm actually picky about my food. I prefer my fruits and veggies locally grown from biodynamic farms that don't use pesticides. Failing that, I prefer them from the US with an organic designation. Part of that is because I want food with a higher nutrient content, and part of is that I want to support folks who aren't throwing pesticides around. I've decided to put a Fresh/Local guide for folks in the area to use. This is by no means complete, and if you Read more [...]
Posted in Green living
Tagged farmers markets, fredericksburg, fresh, Green living, local, organic, Real Estate, slow food, spotsylvania, stafford
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Should I get a home warranty?
My buying clients often ask me "should I get a home warranty?" Yes. The answer is yes unless you are:
1) a general contractor
2) an investor who will not occupy the home or
3) buying a fixer upper in poor condition.
Why would you want a home warranty? The real question is why wouldn't you want a home warranty? Most warranties protect all the systems in the home for 1 year. That means if your AC unit quits running you pay a $70 deductible and someone fixes it. After pricing some repairs Read more [...]
Posted in Real Estate
Tagged 2-10, buy, fredericksburg, home, home warranty, old republic, protection, ray nelson, raynelsonrealtor, Real Estate, sell, spotsylvania, stafford, warranty
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I just joined Exit Realty Expertise!
Just a quick announcement. As of today I am an agent at Exit Realty Expertise in King George! Although I enjoyed my time at Exit Real Estate Professionals, I transferred to work with my father in law, Don Duft, again. Read more [...]
Posted in Real Estate
Tagged ERE, exit, expertise, fredericksburg, King George, professionals, ray nelson, raynelson, raynelsonrealtor, Real Estate, realty, spotsylvania, stafford
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Why you should buy a home in the Fredericksburg Area right now!
I know that sounds a little pushy, which is not my intent, but after reading a short article in Bill Freehling's Fredericksburg Business Insider I felt I needed to provide some impetus. The reason I say this is because the median home price reached an 8 year low in January 2011. Read more [...]
Posted in Real Estate
Tagged buy, buy now, fredericksburg, home, home buyer, home owner, ray nelson, spotsylvania, stafford, trulia, virginia
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College Heights, Fredericksburg VA
This is another neighborhood tour in three segments. College Heights is a huge area in Fredericksburg so I felt the need to break up the tour. Take a look and let me know if you have questions! Read more [...]
Posted in Video Tours
Tagged college heights, fredericksburg, mary washington, ray nelson, Real Estate, st. marys, umw, VA, video tour
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How do I sell my home and buy a new one at the same time?
This post goes out to a friend. I actually get asked this question quite often, as many of my clients are upgrading and not just buying for the first time. If you already own a home and want to buy another you have a few options.
Read more [...]
Posted in Real Estate, Uncategorized
Tagged buy, fredericksburg, home sale contingency, homes, ray nelson, raynelsonrealtor, same day, sell, spotsylvania, stafford, virginia
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What happens after my short sale at tax time?
This is a pretty common question in the short sale world. Most parts of the country have been hit hard by short sales, and Fredericksburg, Stafford and Spotsylvania are no exception. If you are lucky enough that your bank does not attempt collection then you are likely to receive a 1099. "What? I didn't do any work for my bank?" I agree, but the bank is required by the IRS to report any forgiven debt in excess of $600 using a 1099-C form. Read more [...]
Posted in Mortgage and Finance
Tagged 1099-C, bank, debt forgiveness, foreclosure, fredericksburg, fredericksburg va, IRS, ray nelson, short sale, spotsylvania, stafford, tax relief, taxes
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Fredericksburg Restaurant Week 2011
Okay folks, its time again for Fredericksburg Restaurant Week! Actually, its a little longer than a week, lasting from January 14th to January 24th in fabulous downtown Fredericksburg! Read more [...]
Posted in Local Reviews
Tagged fredericksburg, fredericksburg va, ray nelson, restaurant reviews, restaurant week 2011
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